DESI AFRANI. NIM: 0901065047. The Content Validity of The English Summative Test at The Eleventh Grade Students on SMA Muhammadiyah 18 Jakarta in 2013-2014 Academic Year. A Paper: The Study Programme of English Education, The School of Teachers’ Training and Education, The University of Muhammadiyah Prof. Dr. Hamka. The objective in this research is to find the empirical data whether the Engl…

DENY FIRMANSYAH The Effectiveness of Using Pictures in Teaching Reading Comprehension of The Eighth Grade Students of SMP Negeri 184 Jakarta in the 2013/2014 Academic Year. A Paper: The Study Programme of English Education, The School of Teachers’ Training and Education, The University of Muhammadiyah Prof. Dr. Hamka, Jakarta, 2014. The objective of this research is to discover the effec…

DEA FAUZIA AKHMAD “The Quality Of English Summative Test Items For The Ninth Grade Students Of SMPN 206 Kembangan West Jakarta In The First Semester 2014-2015 Academic Year” Paper. Jakarta: Art Education, the School of Teacher Training and Education. The University of Muhammadiyah Prof. DR. HAMKA, August 2015. The study was held at the ninth grade students on. The objective of the stu…

This paper examines the role played by biodiversity goals in the design of agricultural policies. A bio-economic model is developed with a dynamic and multi-scale perspective. It combines biodiversity dynamics, farming land-uses selected at the micro level and public policies at the macro level based on financial incentives for land-uses. The public decision-maker identifies optimal subsidies o…

A model of interaction between a renewable natural resource with capital limitations, as exemplified by the optimal investment problem of sheep farming in a Nordic context, is analysed. Both private and social optimality are considered; with the difference that a stock value related to the number of grazing animals is attached to the social management problemdue to landscape preservation. The e…

In this article, the role of water markets in helping farmers manage the risk of water shortage is studied. Using farm survey data from Australia�s southern Murray� Darling Basin, one of the most active water markets in the world, we tested the relationship between farmers� exposure to risk and their decisions to purchase and sell water allocations (temporary water) on the market…

This article identifies the main determinants of financial inclusion, defined as the probability of using both banking and credit services, across 18 Eastern European economies and 5 Western European �comparator� countries. We elicit demographic and socio-economic information on 25,000 European households from the second round of the Life in Transition Survey undertaken during the 20…

We use employment data for 2008�2012 to analyse the impact of the subprime and Eurozone crises on the British and German financial sector. In the UK, the sector contracted and its spatial concentration increased across regions and urban hierarchy, with London as the sole winner. In Germany there has been no contraction overall, and no significant change in the spatial distribution of finan…

Underlying the crisis affecting peripheral European countries is their structural, longterm loss of competitiveness (Hadjimichalis, 2011, European Urban and Regional Studies, 18: 254�274). This article will focus on the Portuguese case and discuss the institutional constraints that hindered its economy from transitioning towards the production of higher-value added goods and services. It w…

Novitasari. Hubungan Antara Kepribadian Guru BK dengan Keterbukaan Diri Siswa SMA Negeri 99 Jakarta. Skripsi. Jakarta: Fakultas Keguruan dan Ilmu Pendidikan, Universitas Muhammadiyah Prof. DR. HAMKA, 2015. Penelitian ini dilatarbelakangi dengan permasalahan siswa yang tidak terbuka mengungkapkan persasaannya kepada Guru BK dengan alasan Guru BK tidak menunjukan kepribadian yang baik seper…